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How Moneyship Works

What is Moneyship?

Founded in 2016, Moneyship Enterprises is India's largest discounts, offers, and cashback website. At Moneyship Enterprises , we help you save money through our comprehensive listing of coupons, offers, deals and discounts from 2000+ online brands including top stores like Flipkart, Amazon, MakeMyTrip, PayTM and BookMyShow. You can also earn real money in the form of Cashback on top of the merchant discounts every time you shop through us. Once you have 250 or more Moneyship cashback, you can transfer it when and as you like - into your bank account, for a mobile recharge, PayTM wallet or Flipkart/Amazon vouchers. All you have to do to earn is:

  • 1. Visit Moneyship Enterprises and find a store/deal you like
  • 2. Click on "Activate Cashback" or "Get Deal" or "Show Coupon Code"
  • 3. Wait till we redirect you to the store website. Complete shopping and payment on the site.
  • 4. Within a few minutes, you'll see "Transaction tracked successfully" message and money will get added to your account

Recommended watch: What is Moneyship Cashback?

You can make better shopping decisions through our powerful Shopping assistant available for Chrome Browser and Android app.

Where does Cashback money come from?

Moneyship Enterprises is an affiliate marketing company - This means that when you shop via us on our partner stores, we get paid a "commission" by the store. We give 70-100% of this commission to you as cashback. In short - The store pays & thanks us for getting a customer and we pay & thank you for choosing us.

Our aim is to create a generation of smart shoppers by empowering customers to make the best possible choices. We sweeten everyday deals and make online shopping more rewarding.

In case you want to contact us, visit our Contact Us page or drop us a mail at contact@Moneyship.in

What are the benefits of using Moneyship?

Before you shop online, you should visit Moneyship to get these benefits:

1. Real Money as cashback - Moneyship offers Moneyship Cashback on the majority of popular stores - these are extra savings you get in your Moneyship account. This cashback is OVER & ABOVE the offers/discounts & coupons on the store and can be withdrawn without a fee/deduction.

Note: Moneyship provides the highest and best Cashback rates on most popular websites.

2. Shopping Assistant: We know it can be difficult to find a good coupon or deal at the right time. So we bring to you the shopping assistant on Chrome and Android (part of the Moneyship Android app)that reminds you to "Activate Cashback" and tell you the best offers available WHILE you shop.

3. Moneyship Special Coupon Codes: We have Special Coupon Codes on many stores like Oyo, McDonalds, HealthKart, HappyEasyGo & many others. You can also use Moneyship to easily search for coupons on a store, category, bank or all - we provide multiple useful filters to help you narrow down applicable coupons.

4. Easy to find store deals for the best discounts: We show you all the available deals of a store in one place, making it easier for you to pick the best one.

5. Product Deals: You can now shop for your favourite electronics and fashion products directly from Moneyship. Check the cashback available to know exactly how much you will save every time you shop.

6. Be the first to know about exciting offers: Get offers delivered straight to your inbox by subscribing to our newsletter. View your settings and subscribe.

What is Moneyship cashback?

Moneyship Cashback is real money that you can earn over & above the discounts you get when shopping online. Stores and offers that have additional cashback can be identified by looking for labels in green, like '+ Upto 5% Moneyship Cashback' or '+ Flat Rs. 100 Moneyship Rewards' etc.

The cashback you earn from Moneyship can be in the form of :

1. Moneyship Cashback - When you shop on any store except Flipkart & Amazon. All withdrawal options are available.

2. Moneyship Rewards - Only when you shop on FLIPKART. All withdrawal options are available EXCEPT Bank Account withdrawal.

3. Moneyship Voucher Rewards - Only when you shop on AMAZON. Can ONLY be withdrawn as Amazon Pay Voucher.

Irrespective of the type of cashback above, the entire amount can be withdrawn without any fee to multiple mediums as per your convenience. Check Withdrawal options for more.

What are Moneyship Rewards?

Moneyship Rewards is cashback earned when you shop on FLIPKART via Moneyship.

This cashback is given the different name "Moneyship Rewards" because Flipkart does not allow withdrawal of this cashback to a bank account..

The process for earning of Moneyship Rewards is the same as Moneyship Cashback. Moneyship Rewards can be withdrawn to PayTM, used for mobile or DTH Recharge and converted to Flipkart Gift Card or Amazon Pay Voucher. In short, you can withdraw Moneyship Rewards as you like, except to a bank account. This is why the balance available for bank transfer may be less than your total available balance.

What are Moneyship Voucher Rewards?

Moneyship Rewards is cashback earned when you shop on FLIPKART via Moneyship.

This cashback is given the different name "Moneyship Voucher Rewards" because Amazon allows withdrawal of this cashback ONLY to Amazon Pay Voucher.The process for earning of Moneyship Voucher Rewards is the same as Moneyship Cashback.

How do I find a store on Moneyship?

If you are looking for a particular store, just start typing in the search bar and you will see matching recommendations. Otherwise, you can also browse through "Top Stores" or "Best Offers" in the menu on desktop and mobile or you can check our complete store list..

How can I get cashback on a store?

Earning cashback via Moneyship is as easy as 1-2-3.

1. LOGIN & BROWSE: Login to Moneyship & search for the store or category you are looking for.

2. SHOP: Select a store or deal you like and click "Activate Cashback" or "Get Deal" or "Get Coupon Code" . This will open the retailer website in a new page where you can shop like always.

3. RELAX & EARN - Once you finish your checkout and payment, your cashback will get tracked as "Pending Cashback" in 5 mins to 72 hours depending on the store. After store confirmation, your cashback will become "Available" and ready for withdrawal (subject to min. amount of 250)

Do's & Don'ts

  • Your cart should be empty before you start
  • Make sure Ad-block is disabled
  • Turn off all third-party browser extensions.
  • Avoid clicking on price comparison widgets.
  • Continue shopping without closing the offer window.
  • Finish your purchase in the same session.
I can no longer find an offer I saw before. Where did it go?

The offer expired and was removed.

In some cases, the offers given to us by the store are only valid for a limited duration or until promotion lasts. When the offer is expired, we automatically remove it from our Website and App.

This is done to ensure that you are saved the hassle of trying to use offers that no longer work.

Report a missing store or offer

To ensure successful cashback tracking, we recommend the following:

1. Login to Moneyship and click on one of the RED BUTTONS to start shopping on that store. Do NOT visit the merchant directly.

2. Always start with an empty cart to ensure tracking happens correctly.

3. Do not use any other widgets or coupon codes from other websites. Because if you do, the other website will get the commission instead of us and we will not be able to pay you the cashback.

4. Keep your Ad-block disabled at all times.

5. Finish shopping in the same browser window and in the same session. If you need to come back later to shop, visit Moneyship and click on the Red button again.

How do I list my business on Moneyship?

Please do write to us on support@Moneyship.in or contact us and let us know which store or offer you could not find on Moneyship. We will try our best to add it to our site!

Share & Earn

What is Share & Earn? And how can I earn through it?
  • 1.Share & Earn is a link-sharing program where you share offer links and earn cashback when anyone shops using them.
  • 2. To earn you simply have to,
  • - Log in to your existing/create a new Moneyship account.
  • - Browse for the store that you want to share offers for and either generate a link for a product of your choice or, share any existing offers marked with the ‘Share & Earn’ symbol/tag.
  • - You can share links with friends and family via Whatsapp, Facebook or Telegram or directly copy the link and send it.
How much can I earn on every transaction?
  • - You will earn cashback based on the rates mentioned on the store page. For example, to check the Share & Earn cashback rates for Myntra, simply visit the Myntra store on Moneyship, i.e. www.Moneyship.in/myntra.
What else should I keep in mind?
  • 1.Cashback comes in the form of Moneyship Rewards for Flipkart, and Moneyship Cashback for all other stores.
  • 2.We recommend regularly checking the cashback rates on the respective store pages for which you share links. You will only earn Share & Earn cashback for the transactions which are tracked and successful while the offer is active.
Will Share and Earn transactions be eligible for other promotions/bonuses?
  • - Referral bonuses and extra cashback from any Moneyship promotions like Scratch & Win, Predict & Win etc. are not applicable on Share & Earn transactions.
What sort of claims can I submit against the Share and Earn transactions?
  • - We accept only "Cashback pending for too long" claims for share & earn transactions. This is simply because there is no way for us and the merchant to validate other claim types.Referral bonuses and extra cashback from any Moneyship promotions like Scratch & Win, Predict & Win etc. are not applicable on Share & Earn transactions.
Where can I check my 'Share and Earn' earnings?
  • - You can follow the below steps to check your earnings:
  • 1.On desktop browsers, navigate to your Profile and click on the 'Share and Earn' option.
  • 2.On mobile browsers, navigate to Profile overview and click on the Share & Earn icon to view the earnings screen.
  • 3.And on the Moneyship Android app, navigate to the Profile page, and select the 'Share and Earn' section to access your earnings.

REAP

How can I find my referral link?
  • Visit the Moneyship website.
  • If you’re not logged in, log in with your credentials. You’ll be redirected to your dashboard where you can find your referral link.
  • If you’re already logged in, click on the login/user icon at the top.
  • From the dropdown, select “My Dashboard”.
  • Inside the dashboard, you’ll see your referral link.
1. What is REAP?
  • REAP (Refer & Earn Program) is Moneyship’s unique referral-based earning system. Invite others to join and earn rewards, discounts, and real income—all while growing your own network.
2. How do I join ?
  • It’s simple!
  • 👉 Register at www.moneyship.in with a one-time fee of ₹200, and you’re automatically enrolled in REAP.
3. Do I need to refer others to earn ?
  • Not necessarily.
  • Referring isn’t mandatory—but it unlocks your full earning potential across 10 levels of rewards.
4. is there a referral limit?
  • No limits!
  • Refer as many people as you want. The more you refer, the deeper your network grows—up to 10 levels deep.
5. What if only a few of my referrals are active?
  • No problem.
  • You earn from any active downline, even if others don’t participate. Your income depends on quality, not quantity.
6. How does the 10-level system work?
  • Each successful referral adds a new layer to your earning structure. As your referrals refer others, your network—and your income—grows across 10 levels.
7. How is my income calculated?
  • Each level has a fixed earning amount.
  • As more people join through your network, your income multiplies. (📊 Check the detailed earnings chart on our proposal.)
8. Can I withdraw my earnings?
  • Yes!
  • Use your earnings to:
  • Shop products on the platform
  • Withdraw as real cash directly from your dashboard
9. Any hidden charges?
  • Nope.
  • ust a one-time ₹200 registration. After that, everything is performance-based and transparent.
10. What perks come with REAP?
  • Enjoy:
  • Exclusive deals on clothing, gadgets, accessories
  • Ongoing discounts and special offers
  • Cashback and loyalty rewards for active members
11. Is referral required to stay in the program?
  • No:
  • You're always a member once you register. But referring supercharges your rewards.
12. What if I refer only a few people?
  • You still earn!
  • Even just a handful of active referrals can trigger rewards through multiple levels.
13. How much can I earn?
  • Your potential is huge.
  • 👉 Just 5 referrals who each refer 5 more = Over ₹1.5 Crores through 10 levels!
  • (Check our site for the full earnings breakdown.)
14. Where can I track my earnings?
  • Everything is in your dashboard:
  • 📈 View your network
  • 💸 Track & withdraw earnings
  • 🎁 Redeem rewards
  • 🆔 Create new referral IDs
15. What can I do with my earned points?
  • Your points = Power.
  • Redeem them as:
  • Instant cash
  • Discounts on products
  • Special offers across the Moneyship ecosystem
16. What makes REAP stand out?
  • ✅ Start with ₹200
  • ✅ Earn through 10 levels
  • ✅ No team targets, no pressure
  • ✅ Transparent, trackable, and genuinely rewarding.
17. Is there a time limit to refer?
  • None at all.
  • Grow your network at your own pace—no deadlines, no rush.
18. Is REAP an MLM or pyramid scheme?
  • Absolutely not.
  • REAP is a legal, transparent, e-commerce-backed referral model.
  • You get benefits of additional discounts once you become a member and also the program helps you share the benefits with others.
  • Referral program helps bring more customers to the platform and hence the discounts from our vendors is passed on to our customers.
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